Buy and Hold Loans Frequently Asked Questions
What states do you lend in?
Alabama, Arkansas, Colorado, Florida, Georgia, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Missouri, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Virginia, Wisconsin
What type of properties do you lend on for buy and hold loans?
Single Family – 1-4 Units
What is the maximum loan amount?
We have no minimum loan amount. Maximum loans can go up to $1MM.
What is the minimum credit score required for a buy and hold loan?
A minimum FICO score of 600
Will you finance repair costs?
Repairs should already be completed. Property should be ready for lease or already leased.
Will you finance a house I want to live in?
No, we only provide loans for non-owner-occupied properties.
Do you lend to companies?
Yes, we lend to entities and individuals – LLC’s, corporations, individuals, etc.
Is the property required to be leased?
Yes. If not leased, the interest rate will be 1% higher.
What are your rates?
Please provide information about your specific loan request to help determine the best interest rate for you.